Prequalified Mortgage

We provide our visitors with prequalified mortgage information and prequalified mortgage resources as a free consumer service. You are welcome and encouraged to use this service to find mortgage institutions and do prequalified mortgage research for your own personal use. We are happy to provide you with online mortgage information and will look for your support by using our affiliate institutions for all your mortgage needs. Borrowers - Here you can find mortgage lenders to get the lowest mortgage rate! There is no obligation and this service is 100 % FREE ! If you are in the market to get pre-approval for a mortgage. Here you can fill out a brief application which will be viewed by our lenders. Based on your income, a lender will give you a pre-approval letter for the loan amount you can qualify for. 

Getting pre-approved for prequalified mortgage before purchasing a home can give you more leverage at the negotiating table. We appreciate your visit and welcome any comments regarding mortgage you may have. With this service you will get the best rate on your mortgage. Why get pre-approved for a mortgage before you begin your search for a home? Because there are 3 people who will benefit from your pre-approval: You, your agent, and the seller from whom you eventually buy a home! The first step in the mortgage process is prequalifying, which will determine how much a lender will lend you. Most lenders use national guidelines to determine the maximum amount that they will lend. Within the context of these standards, some lenders choose to be lenient and flexible, while others are strict.

• Employment History
• Credit History and Scores
• Monthly Income and Expense 

Unemployment is one of the two largest causes of mortgage foreclosure, the other being divorce. Ideally lenders like to see an employment history of 2+ years with the same company, or in the same line of work. A few job changes with increases in salary and responsibility are not frowned upon. Stability of income is a very important factor to mortgage lenders when they prequalify you. For salaried employees, lenders look at job history for at least the past two years. For those who are self-employed, considered if you own a 25% or greater interest in the business that employs you, lenders will look at profitability and cash flow of the company and also personal income. 

A thorough prequalification is essential to determine your eligibility for financing, as well as the rate and terms of your loan. Getting prequalified mortgage is fast and easy! But best of all, its free! The prequalification generally takes about 48 hours from the date you complete our prequalification Form. During the process, a representative will contact you to clarify the information you have provided, to discuss your credit report, and to answer whatever questions you may have. Once we have completed the prequalification, we will send you a prequalification letter, and a formal loan application.